BANK FINANCE

1. What is Bank Finance?

Any type of finance obtained from a bank is called Bank Finance which includes Term loans, Working Capital, Mortgage, Housing, Education loan.

Term Loan- Term loans are user specific. Every person takes term loan based on his set of requirements. There are two basic parameters in a term loan.-Interest rate & Duration of repayment.

Working Capital Loan-This is the type of loan whose purpose is to finance everyday operations of an establishment. A working capital loan is required for day-to-day working capital requirements of the company.

Mortgage loan- It is a loan secured by means of real property through a mortgage note which evidences the existence of the loan and thus a charge is created on that property which secures the loan.

Home Loan- It is a Secured loan offered against the security of a house/property which is funded by the bank’s loan, the property could be a personal property or a commercial one.

Education loan- It is a loan granted to Individuals for pursuing higher education in India or abroad Education loan is disbursed in full or in installments depending upon the requirement of funds and are directly transferred by the Bank to the educational institution.

2. Requirements for Getting Bank Finance?

Term Loan-Any person who is above 18 and willing to get Term Loan is eligible.

Working Capital Loan -Any individual or any sovereign entity is eligible for taking a working capital loan.

Mortgage loan -Any individual owning a property free from any encumbrance is eligible for taking a mortgage loan.

Home Loan-Salaried individuals confirmed in the service with minimum service of 3 years. Individuals engaged in business & self-employed persons like, doctors, chartered accountants, architects and others.

Education loan- Any individual who aims to go for higher education and needs funds are eligible for an education loan. The borrower should be an Indian National Individual whose loan has to be guaranteed by guardian or parent.

3. Documents Required?

Requirement of document for any of the aforementioned loans vary from case to case.

4.Time required for getting Bank Finance?

Time Requirement will vary bank to bank.

5. Pricing ?

For Pricing and other details Click  

GET STARTED  

Why Us...?
15+ YEARS OF EXPERIENCE
We are rendering services in the field of Company and Corporate laws and regulatory compliances for more than 15 years.
LARGE TEAM OF PROFESSIONALS
We are a strong team of Professionals comprising of 5 Company Secretaries, LLB, MBA and Chartered Accountant.
SERVING IN INDIA & ABROAD
We have presence in all over India and Abroad directly or through our network firms.
100% ACCURACY GUARANTEE
From our past records, we assure you 100% accuracy in services we provide. If we make an error, we fix it.
MCA CERTIFIED FILING CENTER
We are MCA’s certified filing center for filing various E-forms and other documents to ROC, CLB, RD and other authorities of Government.
CBEC CERTIFIED FILING CENTER
We are also certified by Central Board of Excise and customs for filing various forms, returns, documents to CBEC.
ALL SERVICES UNDER ONE ROOF
From Incorporation to routine, secretarial, Finance, tax and regulatory services for businesses and individuals.
COST EFFECTIVE SOLUTIONS
With us, you can be confident that needs will be met and agreed-upon services will be provided at a fair price.